New Year

My Resolutions for 2009

• Watch less TV. I canceled my DirecTV account today, so that makes this resolution REAL easy since now I only get 5 channels (not counting the Korean language channels).

• Pay down the car loan. I have a loan from a family member at an extremely low rate, but I hate owing my relative money. I don't have a set amount yet, but I want to pay off a lot more than I did in 2008.

• Get plugged in at church. I've been attending my new church for about 3 months and have been having trouble plugging in. However, I'll be attending my first small group meeting this Sunday, and have signed up to be a greeter twice a month. This should help.

• Create a second source of income. The tricky part is doing this without getting a second job. I've got a couple ideas I'm working on. More on this in the coming months...
  

Pennies or Plastic?

AT&T wants their money. Today I received a bill from them for a whopping $0.04. Yes, you read that correctly- 4 cents. Apparently, they over-credited me way back in February and they want what is rightfully theirs. They are willing to spend $0.42 in postage plus ink and paper in order to get their $0.04 from me.

I'm debating between sending them four pennies in the mail or using my credit card (and making them eat the credit card fees all companies pay). Help me decide by voting in the poll below